Аннотация: The task of uniting the Pension Fund and The Fund of Social Insurance. An essay.
The task of uniting the Pension Fund and The Fund of Social Insurance. An essay.
Since January 1, 2023, the Pension Fund of Russia and The Fund of Social Insurance will be merged into the Unified State Extra-budgetary Social Fund of Russia.
Why is this promotion necessary?
It's useful to start reflections with the thought of presence of an active layer of "concerned people".
These people are concerned about different topics. For example, they are concerned about the safety of road users. Nearby, of course, the topic of fines and other income.
The fine moves money from the pocket of the "common man" to other vaults.
The situation is different with the Pension Fund. There are those who are worried that there is money somewhere, and that this money has not moved (yet) to the right place. And about theme, that these means are sending to "ordinary citizens."
Concerned people approach the Pension Fund from different sides. Let's say you can change the rules for determining the length of service, which is taken into account when calculating a pension. Previously, prior to 1991, full-time study at a higher education institution seems to have been included in such period ("the length of service"). And now?
Consideration could be given to changing the rules so that pension payments are as little dependent on "the length of service" as possible.
It's possible to consider raising the retirement age.
In general, if there is money (in the PF), they need to be leaned somewhere.
But to all - previously found - methods of working with money from the Pension Fund, one should add such an approach as combining payments from the Pension Fund with other expenses.
For starters, you can combine the Pension Fund with the Social Insurance Fund. (The principled approach is the important thing. The principle - to "combine". In the future, - to follow this path ...). Huge benefit on the reduction of administrative costs! What is the sum of this "benefit" in monetary terms? I have not seen this information in the public domain. What savings are we talking about?
But can the payments, that were previously paid from the Fund of Social Insurance, to increase due to some circumstances?
For example, the coronovirus epidemic may not directly affect pension payments, but it may affect payments from the Social Insurance Fund with a certain coincidence of events. In such a situation, you can take a breath, get very worried and explain with regret that due to objective events, the rules for pension payments are again changing ...
Naturally, no one bans to reserve the right to receive pensions for 10 (or 5) percent of the population. And to endlessly cite 5-10 percent (of such citizens) as an example, to mention them in the state budget media in order to maintain pride in the "pension reform" among the majority of the population ...
February 5, 2022 13:23
Translation from Russian into English: February 5, 2022 09:39
Владимир Владимирович Залесский "Задача объединения Пенсионного Фонда и Фонда социального страхования. Очерк".
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MMDCCXLIX. The task of uniting the Pension Fund and The Fund of Social Insurance. An essay. }